Home insurance provides you with many advantages and if you know them to us, we will explain them to you:

Protect yourself from lawsuits:

If you own property, it’s important to protect yourself from lawsuits with property insurance. Without it, you can expose yourself to litigation from your own tenant. It is important to obtain third party liability coverage, also called “convergence of liability”

This coverage starts with limits of $100,000 to $1,000,000 and is relatively inexpensive. It is important to have this coverage because it protects your assets. You can’t put a price on peace of mind, so make sure you’re protected with homeowners insurance.

Protect your property with a life policy.

Life insurance is an essential way to protect your assets. In the event of your death, the policy will pay your mortgage, so your beneficiaries can inherit your home free of charge. If you don’t have a mortgage, the policy will provide them with an amount of money equal to the value of your property. Life insurance gives you the peace of mind of knowing that your loved ones will be financially cared for if something happens to you.

Increasing your deductible reduces the cost of the policy.

The higher your deductible, the more you can save on premium. Insurance companies recommend a deductible of at least USD $1,000, but with deductibles of $2,500 and up, you can save up to 25% on the annual premium.

Having security features on the property lowers your premium.

You can get up to 20% discount for having a smoke detector, fire and burglar alarm with central notification and certain locks on the main doors of the property. These systems are economical and offer greater security to your property.